Peace Officers Research Association of California > RAM Firearms Coverage

RAM Firearms Coverage

PORAC Retired Associate Member,

PORAC and its Legal Defense Fund (LDF) are pleased to announce their newest plan: “Retiree Firearms Coverage.” This plan will only be available to retired law enforcement officers who are also members of RAM (PORAC Retired Associate Member). This new legal defense coverage will provide protection for the following:

  1. APPEALS FROM THE DENIAL OF A CCW: If upon retirement, or anytime thereafter, your department refuses to issue you a CCW, then LDF will pay all of the costs and attorney fees reasonably necessary for you to administratively appeal that denial.
  2. CRIMINAL/CIVIL COVERAGE: If you are confronted with a situation which requires you to discharge your firearm in either self-defense, or the defense of others, LDF will pay all of the attorney fees and costs associated with defending you in any criminal or civil proceeding arising out of that shooting.
  3. HR 218 COVERAGE: Pursuant to the Law Enforcement Officers’ Safety Act of 2004, the Federal Government provided those “Qualified Retired Law Enforcement Officers” the right to carry their firearms in states other than the one where the CCW was issued. Accordingly, if you are retired, have a valid CCW, and are traveling in a different state where you are charged with illegal possession of a firearm, then under the “Retiree Firearms Coverage” plan, you will be provided an attorney to defend you against that charge. Please note, the federal legislation has very strict and specific requirements which must be met in order for you to qualify for the federal protection.

The cost of this plan is $48.00 per member per year.

If you wish to take part in this new program please carefully review the application, plan document excerpt, and FAQ’s. Once you have a clear understanding of this plan and wish to participate, please follow the instructions found on the application, and forward a completed copy with the appropriate payment to the PORAC office.

Should you have any questions or concerns, please contact PORAC Vice President, Mike Durant at 1-800-937-6722, or LDF legal Administrator, Ed Fishman at 1-800–255–5610.

Ron Cottingham
PORAC President 

Andy Schlenker
PORAC LDF Trustee (Chair)